When we consider what property claims service might be available, one could select the following when making an insurance claim,
- Loss Assessor – The use of a loss assessor to assist you with an insurance claim is a good idea because they have a trained eye and can pay attention to detail. Our company settles claims on a cash settlement basis and we don’t engage with the repair work, we use this method to facilitate our clients wishes in either obtaining their own builder with whom the have an established relationship or alternatively wishing to get someone whom is local and has been recommended to them.
- Panel Builder – the use of panel builders is a lot more frequent in the UK than in this jurisdiction, the down side is that it limits the amount of choice you have available. A number of years ago, insurance companies incepted car repair networks on the basis that this would lead to greater efficiency on costs within the market place, the actual effect is that it didn’t, it has limited choice and therefore competition is also limited.
- Indemnity / New for Old – A good Property Claims Service will range in its options, the traditional concept of indemnity arises from a more traditional settlement method, basically the insured receives a payment cheque and doesn’t have to produce any receipts or invoices to vouch their expenses. New for old is based on the concept that everything that is old is replaced as new usually on the condition that a retention is applied until vouched documents are produced to prove the works were done and the expenditure was expended.
A Good Property Claims Service assists you in the complex policy wording that is contained within your policy, should you have been unfortunate enough to have incurred a loss, contact Pro Insurance Claims today to learn about how we typically achieve at least a 30% better settlement offer net of our fees for your claim.