In light of the recent storm Emma, we are beginning to learn of a lot of car accidents which will lead a personal injury claim.
Many need to consider if their insurance company will take full responsibility for the damage as contributory negligence could be an issue.
Personal injury claims generally have two main elements which are namely general and special damages. General damages are for the loss, pain, suffering, etc. The book of quantum is used as a guide however the insurance industry is constantly stating that the awards are excessive.
In my opinion, I think there would be national uproar if the award sizes were reduced and should you be unlucky enough to incur a genuine personal injury claim you will need every penny of the compensation award. It really is similar to all those stories we hear about the queue within the A&E Hospital department, it isn’t until you are actually in there, you begin to realise what the situation is really like.
If you have been in a car accident, you need to follow these steps,
- Stay Claim, the adrenaline will start pumping and due to the fact, you are the driver, you need to this clearly. As the other passengers or road users may have a personal injury, you need to keep a level head.
- Assess for injuries or casualties, starting with yourself, check if you are injured, then move onto others if you are able. Call emergency services and supply them with as much detail as possible, use technology like Google Maps or Whats App to assist in giving them your location.
- Try not to move the vehicles and use warning triangles to warn other traffic of the situation. If the accident occurs in a location with poor visibility for other traffic then place the warnings further away from the vehicle. If safe to do so, remove the debris from the road.
- Photograph the accident and save all pictures.
- No discussion regarding liability needs to commence at this point therefore you should refrain from discussing this until you have had time to access the situation.
If you have a personal injury claim, you need advice, general practice solicitors won’t have the specialist expertise that you need therefore Pro Insurance Claims who deal with insurance claims have the necessary expertise to guide your claim to a satisfactory conclusion.
Contact us today for a “No-Win, No-Fee” proposal.